Privacy Policy Notice

The privacy of the clients of the Firm is a matter of the utmost concern.  The Firm does not share or disclose customer information to nonaffiliated third parties except as permitted or required by law and is committed to safeguarding the confidential information of its clients.  The Firm holds all personal information provided to clients in the strictest confidence and it is the objective of the Firm to protect the privacy of all clients.

In the event that there is to be a change in this policy, the Firm will provide clients with written notice and clients will be provided an opportunity to direct the Firm as to whether such disclosure is permissible.  The Firm delivers a copy of its privacy policy to all clients on an annual basis.

 

To conduct regular business, the Firm may collect personal information from sources such as:

 

• • • Information reported by the client on applications or other forms the client provides to the Firm;

• • • Information about the client’s transactions implemented by others and viewable by the Firm;

• • • Information developed as part of analyses or investment advisory services.

 

To administer, manage, service, and provide related services for clients’ accounts, it is necessary for the Firm to provide access to customer information within the firm and to nonaffiliated companies with whom the Firm has entered into agreements with.  To provide the utmost service, the Firm may disclose the information below regarding customers and former customers, as necessary, to companies to perform certain services on the Firm’s behalf.

 

• • • Information the Firm receives from the client on applications (name, social security number, address, assets, etc.);

• • • Information about the client’s transactions with the Firm or others (account information, payment history, parties to transactions, etc.);

• • • Information concerning investment advisory account transactions;

• • • Information about a client’s financial products and services with the Firm.

The Firm maintains the confidentiality of the information that its clients provide.  The Firm protects client’s information by meeting all laws setting forth procedures for providing physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. 

All people who work for the Firm are trained to handle client’s information properly in order to maintain its security.  The Firm also restricts access to personal information about clients to only those employees who need such information to provide service(s) to the client.  The Firm does not sell or market clients’ or prospective clients’ personal information to third parties.  The Firm does not disclose any information about its clients or former clients to anyone, except as needed by our service providers (e.g. broker, accountants, attorneys and auditors) or as required by law.